Providing Intelligent Working Capital™
since 1997. We serve the funding needs of businesses and companies
to enable them to realize their financial goals.
At United Capital Funding, your business can get the working
capital it needs to handle new projects, increase cash
flow, fill large orders and keep things running
smoothly while your business grows. United Capital Funding
is an invoice factoring and accounts receivables management company,
specializing in business funding services for increased working
capital and cash flow.
Our firm’s reputation is impeccable and is known throughout the
invoice factoring industry as an innovative, professional
organization. We serve the funding needs of businesses and companies
to enable them to realize their financial goals.
Cash Flow Funding by Factoring Accounts Receivable
United Capital Funding can provide the cash flow and funding for
your business needs. As a factoring company, we utilize the good
credit of your customers to secure working capital for your
business. You can stop worrying about financing issues and
concentrate on business productivity.
Funding with No Liability
Factoring Accounts Receivable Is A Wise Move
With accounts receivables factoring, there is no debt, and no
liability to you or your company. Unlike other types of business
finance including short term loans, venture capital, lines of
credit, equipment leasing and asset-based lending, accounts
receivables factoring does not increase your business debt.
Purchasing your Accounts Receivables on a continuing basis, or
invoice discounting greatly enhances cash flow for day-to-day
Invoice Factoring of Accounts Receivables
With United Capital Funding managing your Accounts Receivable and
providing your company with invoice factoring, you save time and
money. We provide accurate credit and financial information about
your factored accounts online, which enables you to make expedient
and smart business decisions.
Factoring Accounts Receivable Will Free Up Cash
Working Capital for Business
Factoring companies such as United Capital Funding buy your company
receivables so you may have the cash flow and working capital to
fill the next order or continue business operations immediately.
With our AR funding, you don't have to wait for customers to pay an
invoice, in order to continue funding on-going business production
We are an invoice factoring company with a unique team of
professionals with proven expertise in the funding services
industry. We do more than provide working capital. In addition to
being a financial factor for business funding, we provide a series
of valuable services that optimize profitability and minimize bad
These financial services are provided in an innovative manner to
create a source for cash flow solutions and to allow our clients to
Because we own and manage our Accounts Receivable factoring company,
we are empathetic to the funding and cash flow challenges and
opportunities for business success. This makes us unique in an era
of impersonal, “call center” service driven competitors.
Our funding partners are the
lifeblood of United Capital Funding.
United Capital Funding is the
leading professional Invoice Factoring, Accounts Receivables
funding, and AR management services firm in the United States.
Established in 1997, United Capital Funding has grown significantly,
eclipsing the $1.9 billion mark in total client funding. This is due
to support from key partners, such as First Tennessee. Partnerships
with other firms, such as Distinctive Solutions, allow clients to
utilize United Capital Funding’s state-of-the art online tools to
securely access information via the Internet.
United Capital Funding also has
been a long term member of important Commercial Funding and money
trade organizations, including the Commercial Finance Association,
The International Factoring Association, and others.
||Chris S. Youmans
Prior to joining United Capital Funding in 2000,
Mr. Youmans spent twelve years in the Investment Banking
industry, specializing in the Public Finance sector.
Areas of focus included small manufacturing companies and
health care organizations. He also served on the firms' Credit
Mr. Youmans is a licensed Certified Public Accountant in the
state of Florida, and passed the Series & General Securities
He holds a Bachelor of Science Degree in Accounting from the
University of South Florida.
||Ivan T. Baker
CFO, Managing Partner
Mr. Baker formed United Capital
Funding with Gerard Curley in 1997. He currently supervises the
accounting, underwriting and information technology functions of
the business. Prior to forming United Capital Funding, Mr. Baker
was the controller of a Florida-based commercial finance
organization. Mr. Baker’s academic accomplishments include a
Bachelor of Science from Auburn University and a Masters in
Business Administration from the University of South Florida.
Mr. Baker is also a licensed Certified Public Accountant in
the State of Florida. Mr. Baker has spoken at various industry
events including Commercial Finance Association and
International Factoring Association functions.
Mr. Baker is a past Chairman of the Police Athletic League of
St. Petersburg and currently serves on the Board of Trustees at
CASA (Community Action Stops Abuse).
|Mark S. Mandula
CMO, Managing Partner
Mr. Mandula has extensive experience
in the Credit, Investment Banking and Financial Services
Mr. Mandula has served as CEO of several specialized
financial services organizations.
At United Capital Funding, Mr. Mandula is responsible for the
marketing initiatives for the firm.
Mr. Mandula has a Bachelors and Masters Degree in Business
Administration (Finance Specialization) from the University of
Shareholder & Director
Mr. Rasmus is the owner of
Heatherwood Properties, a general contracting and development
firm that for the past thirty years has been involved in the
development and operation of self-storage facilities, campus
style office condominium complexes, office/showroom/warehouse
condominium complexes and residential communities.
Mr. Rasmus is a licensed General Contractor in Georgia, Florida
and South Carolina and is a licensed Real Estate Broker in
Mr. Rasmus is also a founding director and shareholder in
Advanced Infrastructure Technologies, a Maine Company that
manufactures and supplies carbon fiber composite structural
arches used in bridge construction.
|Bob Ulrich, (Duke University, Stetson
University College of Law)
Mr. Ulrich has practiced law since
graduating from Stetson with the exception of the two terms he
served as Mayor of the City of St. Petersburg.
He was a 27-year partner with the law firm of Harris, Mann &
Dew, joining briefly the firm of Baynard, Harrel, Ostow &
Ulrich, and later became “Of Council” to Carlton Fields,
Florida’s second largest firm, until 1996.
Mr. Ulrich is a former CEO of Banker's Insurance Company. He
was also an organizing director and Chairman of the Board of
Bank of Florida and later SouthTrust Bank of West Florida.
|G. Kurtis Ulrich, CFA
Mr. Ulrich, CFA
(Auburn University, 1983; Chartered Financial Analyst, 1995) has
worked in the investment industry since 1983, spending 10 years
as a portfolio manager and member of the Investment committee
for the investment advisory firm of Pritchard, Hubble & Herr,
After leaving that firm in 2001, he helped establish several
start-up ventures before joining ARS Wealth Management
(registered investment advisor) in 2006 as Chief Investment
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