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About Us
Providing Intelligent Working Capital™
since 1997. We serve the funding needs of businesses and
companies to enable them to realize their financial goals.
At United Capital Funding, your business can get the
working capital it needs to handle new projects, increase cash
flow, fill large orders and keep things running smoothly
while your business grows. United Capital Funding
is an invoice factoring and accounts receivables management
company, specializing in business funding services for
increased working capital and cash flow.
Our firm’s reputation is impeccable and is known throughout
the invoice factoring industry as an innovative, professional
organization. We serve the funding needs of businesses and
companies to enable them to realize their financial goals.
Cash Flow Funding by Factoring Accounts Receivable
United Capital Funding can provide the cash flow and funding for your
business needs. As a factoring company, we utilize the good
credit of your customers to secure working capital for your
business. You can stop worrying about financing issues and
concentrate on business productivity.
Funding with No Liability
Factoring Accounts Receivable Is A Wise Move
With accounts receivables factoring, there is no debt, and no
liability to you or your company. Unlike other types of
business finance including short term loans, venture capital,
lines of credit, equipment leasing and asset-based lending,
accounts receivables factoring does not increase your business
debt.
Purchasing your Accounts Receivables on a continuing basis, or
invoice discounting greatly enhances cash flow for day-to-day
business operations.
Invoice Factoring of Accounts Receivables
With United Capital Funding managing your Accounts Receivable
and providing your company with invoice factoring, you save
time and money. We provide accurate credit and financial
information about your factored accounts online, which enables
you to make expedient and smart business decisions.
Factoring Accounts Receivable Will Free Up Cash
Working Capital for Business
Factoring companies such as United Capital Funding buy your
company receivables so you may have the cash flow and working
capital to fill the next order or continue business operations
immediately. With our AR funding, you don't have to wait for
customers to pay an invoice, in order to continue funding
on-going business production or operations.
We are an invoice factoring company with a unique team of
professionals with proven expertise in the funding services
industry. We do more than provide working capital. In addition
to being a financial factor for business funding, we provide a
series of valuable services that optimize profitability and
minimize bad debt exposure.
These financial services are provided in an innovative manner
to create a source for cash flow solutions and to allow our
clients to grow profitably.
Because we own and manage our Accounts Receivable factoring
company, we are empathetic to the funding and cash flow
challenges and opportunities for business success. This makes
us unique in an era of impersonal, “call center” service
driven competitors.
Our funding partners are the
lifeblood of United Capital Funding.
United Capital Funding is
the leading professional Invoice Factoring, Accounts
Receivables funding, and AR management services firm in the
United States. Established in 1997, United Capital Funding has grown
significantly, eclipsing the $1.5 Billion mark in total client
funding. This is due to support from key
partners, such as First Tennessee. Partnerships with other
firms, such as Distinctive Solutions, allow clients to utilize
United Capital Funding’s state-of-the art online tools to securely access
information via the Internet.
United Capital Funding also has been a long
term member of important Commercial Funding and money trade
organizations, including the Commercial Finance Association,
The International Factoring Association, and others.
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Gerard J. Curley
Chairman
Mr. Curley, with others, founded 1st Central Bank and has
served on the Boards of banks and bank holding companies over
the past 39 years. He also served as President and CEO of a
large, statewide construction company.
He founded Investors Services, Inc., a real estate development
and brokerage firm. In 1995, Mr. Curley founded a factoring
firm, of which United Capital Funding is the successor.
Mr. Curley has worked extensively for the federal government
as an appraiser and loan consultant. He is a qualified expert
witness in federal, state and county courts in matters
relating to real estate and financing.
He graduated with honors from Washington University with a
BS/BA degree. Active in civic and cultural affairs, Mr. Curley
has served as president of many local and national
organizations.
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Chris S. Youmans
President and CEO
Prior to joining United Capital Funding in 2000, Mr. Youmans spent 12 years in the Investment Banking industry,
specializing in the Public Finance sector.
Areas of focus included small manufacturing companies and
health care organizations. He also served on the firms' Credit
Review Committee.
Mr. Youmans is a licensed Certified Public Accountant in the
state of Florida, and passed the Series & General Securities
Examination.
He holds a Bachelor of Science Degree in Accounting from the
University of South Florida.
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Ivan T. Baker
Managing Partner
Mr. Baker formed United Capital Funding with Gerard Curley in 1997. He
currently supervises the accounting, underwriting and
information technology functions of the business. Prior to
forming United Capital Funding,
Mr. Baker was the controller of a Florida-based commercial
finance organization. Mr. Baker’s academic accomplishments
include a Bachelor of Science from Auburn University and a
Masters in Business Administration from the University of South
Florida.
Mr. Baker is also a licensed Certified Public Accountant in
the State of Florida. Mr. Baker has spoken at various industry
events including Commercial Finance Association and
International Factoring Association functions.
Mr. Baker is a past Chairman of the Police Athletic League of
St. Petersburg and currently serves on the Board of Trustees
at CASA (Community Action Stops Abuse).
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Mark S. Mandula
CMO, Managing Partner
Mr. Mandula has extensive experience in the Credit, Investment
Banking and Financial Services Industries.
Mr. Mandula has served as CEO of several specialized financial
services organizations.
At United Capital Funding, Mr. Mandula is responsible
for the marketing initiatives for the firm.
Mr. Mandula has a Bachelors and Masters Degree in Business
Administration (Finance Specialization) from the University of
Toledo.
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Mark Rasmus
Shareholder & Director
Mr. Rasmus is the owner of Heatherwood Properties of Florida a
real estate development firm involved in the development and
operation of self storage facilities, campus style office
condominiums complexes, office warehouse condominiums
complexes and residential subdivisions on the west coast of
Florida and in north Georgia.
The company also operates a fill dirt mining operation in
eastern Manatee County.
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Bob Ulrich, (Duke University, Stetson
University College of Law)
Mr. Ulrich has practiced law since graduating from Stetson with the
exception of the two terms he served as Mayor of the City of
St. Petersburg.
He was a 27-year partner with the law firm of Harris,
Mann & Dew, joining briefly the firm of Baynard, Harrel, Ostow
& Ulrich, and later became “Of Council” to Carlton Fields,
Florida’s second largest firm until 1996.
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G. Kurtis Ulrich, CFA
Mr. Ulrich, CFA (Auburn University, 1983) has worked in the
investment industry since 1983, spending the majority of his
career as a portfolio manager for the investment advisory firm
of Pritchard, Hubble & Herr, Inc.
After leaving that firm in 2001 he helped found several
start-up ventures before joining Anderson, Riley & Spoor, PA,
a registered investment advisor in 2006, as their Chief
Investment Officer.
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