About Us

United Capital Funding

Our mission is to serve the funding needs of our customers to help them realize their financial aspirations.

Our firm’s reputation is impeccable and is known throughout the invoice factoring industry as an innovative, professional organization.



Chris Youmans President United Capital Funding Chris S. Youmans

Prior to joining United Capital Funding in 2000, Mr. Youmans spent twelve years in the Investment Banking industry, specializing in the Public Finance sector.Areas of focus included small manufacturing companies and health care organizations. He also served on the firms’ Credit Review Committee.Mr. Youmans is a licensed Certified Public Accountant in the state of Florida, and passed the Series & General Securities Examination.He holds a Bachelor of Science Degree in Accounting from the University of South Florida.

Ivan Baker CFO, Managing Partner

Ivan T. Baker
CFO, Managing Partner

Mr. Baker formed United Capital Funding with Gerard Curley in 1997. He currently supervises the accounting, underwriting and information technology functions of the business. Prior to forming United Capital Funding, Mr. Baker was the controller of a Florida-based commercial finance organization. Mr. Baker’s academic accomplishments include a Bachelor of Science from Auburn University and a Masters in Business Administration from the University of South Florida.Mr. Baker is also a licensed Certified Public Accountant in the State of Florida. Mr. Baker has spoken at various industry events including Commercial Finance Association and International Factoring Association functions.Mr. Baker is a past Chairman of the Police Athletic League of St. Petersburg and currently serves on the Board of Trustees at CASA (Community Action Stops Abuse).

Mark Mandula, CMO, Managing Partner

Mark S. Mandula
CMO, Managing Partner

Mr. Mandula has extensive experience in the Credit, Investment Banking and Financial Services Industries.Mr. Mandula has served as CEO of several specialized financial services organizations.At United Capital Funding, Mr. Mandula is responsible for the marketing initiatives for the firm.Mr. Mandula has a Bachelors and Masters Degree in Business Administration (Finance Specialization) from the University of Toledo.

Mark Rasmus Shareholder & Director

Mark Rasmus
Shareholder & Director

Mr. Rasmus is the owner of Heatherwood Properties, a general contracting and development firm that for the past thirty years has been involved in the development and operation of self-storage facilities, campus style office condominium complexes, office/showroom/warehouse condominium complexes and residential communities.Mr. Rasmus is a licensed General Contractor in Georgia, Florida and South Carolina and is a licensed Real Estate Broker in Georgia.Mr. Rasmus is also a founding director and shareholder in Advanced Infrastructure Technologies, a Maine Company that manufactures and supplies carbon fiber composite structural arches used in bridge construction.

Robert Ulrich

Bob Ulrich
Duke University, Stetson University College of Law

Mr. Ulrich has practiced law since graduating from Stetson with the exception of the two terms he served as Mayor of the City of St. Petersburg.He was a 27-year partner with the law firm of Harris, Mann & Dew, joining briefly the firm of Baynard, Harrel, Ostow & Ulrich, and later became “Of Council” to Carlton Fields, Florida’s second largest firm, until 1996.Mr. Ulrich is a former CEO of Banker’s Insurance Company. He was also an organizing director and Chairman of the Board of Bank of Florida and later SouthTrust Bank of West Florida.

G. Kurtis Ulrich, CFA

G. Kurtis Ulrich, CFA

Mr. Ulrich, CFA (Auburn University, 1983; Chartered Financial Analyst, 1995) has worked in the investment industry since 1983, spending 10 years as a portfolio manager and member of the Investment committee for the investment advisory firm of Pritchard, Hubble & Herr, Inc.After leaving that firm in 2001, he helped establish several start-up ventures before joining ARS Wealth Management (registered investment advisor) in 2006 as Chief Investment Officer.

Funding Services

Funding Services

Cash Flow Funding by Factoring Accounts Receivable
United Capital Funding provides cash flow funding to meet the needs of your business. As a customer, your business can stop worrying about financing issues and concentrate on business growth.

Funding with No Liability

Factoring Accounts Receivable Is A Wise Move
With accounts receivables factoring, there is no debt, and no liability to you or your company. Unlike other types of business finance including short term loans, venture capital, lines of credit, equipment leasing and asset-based lending, accounts receivables factoring does not increase your business debt.

Purchasing your Accounts Receivables on a continuing basis, or invoice discounting greatly enhances cash flow for day-to-day business operations.

Invoice Factoring of Accounts Receivables
With United Capital Funding managing your Accounts Receivable and providing your company with invoice factoring, you save time and money. We provide accurate credit and financial information about your factored accounts online, which enables you to make expedient and smart business decisions.

Factoring Accounts Receivable Will Free Up Cash

Working Capital for Business
Factoring companies such as United Capital Funding buy your company receivables so you may have the cash flow and working capital to fill the next order or continue business operations immediately. With our AR funding, you don’t have to wait for customers to pay an invoice, in order to continue funding on-going business production or operations.

We are an invoice factoring company with a unique team of professionals with proven expertise in the funding services industry. We do more than provide working capital. In addition to being a financial factor for business funding, we provide a series of valuable services that optimize profitability and minimize bad debt exposure.

These financial services are provided in an innovative manner to create a source for cash flow solutions and to allow our clients to grow profitably.

Because we own and manage our Accounts Receivable factoring company, we are empathetic to the funding and cash flow challenges and opportunities for business success. This makes us unique in an era of impersonal, “call center” service driven competitors.