<img class="alignright size-full wp-image-1019" title="conference Board August 2011" src="http://ucfunding.com/blog/wp-content/uploads/2011/08/conference-Board-August-2011.jpg" alt="conference Board August 2011" width="902" height="652" />
<img class="alignright size-full wp-image-1011" title="Um august" src="http://ucfunding.com/blog/wp-content/uploads/2011/08/Um-august1.jpg" alt="Um august" />
It seems like just about every other day we hear story and story about how the small business owner cannot get the loan to stay in business. This is, in my opinion, crap. The results of the most recent Survey confirm this. When asked, only 4% of all of the owners surveyed reporting financing as
<span style="FONT-FAMILY: ‘Constantia’,’serif’; COLOR: #333333">Commentary aside, here are the facts.</span> <span style="FONT-FAMILY: ‘Constantia’,’serif’; COLOR: #333333">1. The Index fell 0.9 point in July, to 89.9</span> <span style="FONT-FAMILY: ‘Constantia’,’serif’; COLOR: #333333">2. This is the 5th monthly decline in a row.</span> <span style="FONT-FAMILY: ‘Constantia’,’serif’; COLOR: #333333">3. The trend is obviously going in the wrong direction.</span> <span style="FONT-FAMILY: ‘Constantia’,’serif’;
As I have blogged about for months and months, UGLY. I will devote several blogs to this; the first being the actual excellent [as usual] text and commentary that can be found on page 3 of the most recent NFIB Small Business Economic Trend report. "It is hard to think of anything that happened in
I thought this might be an interesting diversion from the debt discussion… According to <a href="http://www.comscore.com">www.comscore.com</a>, the most commonly used App on a smartphone for the 3 months ended May 2011 was to…. Check the weather! About 80 million Americans [about 30% of the total population] own a smartphone. For the 3 months ended May
<img class="alignright size-full wp-image-1034" title="ramirez august 17" src="http://ucfunding.com/blog/wp-content/uploads/2011/08/ramirez-august-17.jpg" alt="ramirez august 17" width="798" height="558" />
162. What does this number mean? According to a recent [July 16, 2011] small article that appeared in the print edition of the Wall Street Journal, the number 162 represents this: The number of MONTHS [not weeks] at this year’s [2011] current job growth to drive the unemployment rate [in excess of 9% at the
GOing from bad to worse. The current reading of 90.8 [as of July] is usually seen at the depths of a recession!<img class="alignright size-full wp-image-965" title="NFIBjuly2011" src="http://ucfunding.com/blog/wp-content/uploads/2011/07/NFIBjuly2011.jpg" alt="NFIBjuly2011" width="904" height="655" />
<img class="alignright size-full wp-image-1270" title="NFIB Consumer Confidence 2011" src="http://ucfunding.com/blog/wp-content/uploads/2011/09/NFIB-Consumer-Confidence-2011.jpg" alt="NFIB Consumer Confidence 2011" />So the contention that I have made that until/if/when Consumer confidence improves drastically and starts spending money, buying automobiles, durable goods, etc. occurs, the outlook [and need for the small business to seek additional credit or capital] will not change. This has
