<img class="aligncenter size-full wp-image-2028" title="cash1" src="http://ucfunding.com/blog/wp-content/uploads/2012/04/cash1.jpg" alt="cash1" />When you think about it, no one would leave their safe open so that they could be robbed of valuables or cash at their place of business. And yet, when you think about your cash flow, if you do not have an efficient, effective process in place [that
The next set of data to look at as part of our analysis deals with real disposable income trends in the United States over the past 50+ years. The chart below plots this data from 1960 to 2011. As you can see, the linear line or trend in the increases that have occurred in real
Like they say, a picture is worth 1000 words. Here is what an objective view of the American consumer’s debt load looks like: <img class="aligncenter size-full wp-image-2016" title="dog2" src="http://ucfunding.com/blog/wp-content/uploads/2012/06/dog2.jpg" alt="dog2" />
<img src="http://www.creditwritedowns.com/wp-content/uploads/2008/07/household-debt-vs-savings.png" alt="" /> To make matters even worse, over the period, personal savigs in the United States has just about evaporated.
The first data that supports my theory can be seen below. As has been the case in the past, these charts can be found at an amazing website, <a href="http://www.dshort.com/">www.dshort.com</a> I would strongly encourage you to look at the myriad of data, charts and comments that can be found there. The chart tracks 4 variables
<img class="aligncenter size-full wp-image-1973" title="mar19" src="http://ucfunding.com/blog/wp-content/uploads/2012/03/mar19.jpg" alt="mar19" width="694" height="740" />
Monitored, protected, controller and put to work. It needs constant supervision. [This sounds a lot like my 6 month old new Golden Retreiver puppy!] Again, consider the security precautions you take in your business; for example, security cameras in a parking lot, alarms on your doors, windows, etc. Do you have the same survelience in
<img class="aligncenter size-full wp-image-1965" title="mar17" src="http://ucfunding.com/blog/wp-content/uploads/2012/03/mar171.jpg" alt="mar17" />None of us would ever knowlingly flush money down the toilet, would we? And yet, the facts are clear that if we do not assertively manage our cash flow [which by definition is limited], this is essentially what we are doing, isn’t it?
<img class="aligncenter size-full wp-image-1959" title="mar15" src="http://ucfunding.com/blog/wp-content/uploads/2012/03/mar15.jpg" alt="mar15" width="467" height="744" />The answer to this question is simple: The effect of cash flow [either good, bad, or indifferent] and how we manage it has an immediate and if/when mismanaged, totally unforgiving impact on your business. Knowing this fact, we should all be motivated to make sure that
Cash flow is the best primary indicator of a businesses health. Just like you and I should periodically get a checkup, every business should be assessing its’ own health periodically by studying how efficiently it is managing its’ cash flow. Do you? <img class="aligncenter size-full wp-image-1956" title="mar14" src="http://ucfunding.com/blog/wp-content/uploads/2012/03/mar14.jpg" alt="mar14" width="789" height="740" />