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August 30, 2022

CASE STUDY: It’s a Win, Win! A bank line of credit, guaranteed by the SBA, was not enough for this Tennessee printing company

by ucfunding

Background Credit facility limit:$3,000,000 General description: Commercial printing company State of formation: Tennessee Customer type: US-based manufacturing & packaging companies Issue This Tennessee-based contract printing company experienced accelerated growth and although the company currently maintained a bank line of credit, guaranteed by the SBA; the capital structure was insufficient to support growth demands. Proposed Solutions […]

July 1, 2022

Mark S. Mandula named Senior Vice President, United Capital Funding

by Mark S. Mandula

Saint Petersburg, Fla (July 1, 2022) – Mark S. Mandula, a recognized global expert in the factoring, supply chain and receivables finance industries has been named senior vice president of United Capital Funding. He will be focusing on new client development and teaching opportunities to promote factoring as a proven approach and solution for business-to-business […]

February 25, 2022

Highlights from 2021

by Mark S. Mandula

As you know, small businesses or SMEs are the true backbone of the American economy. All of us have had to adapt the way we serve in this pandemic-impacted environment, and we are proud to support SMEs who innovated, turning challenges into opportunities. 2022 also marks a very important milestone for our firm as it […]

January 18, 2022

6 Key Aspects in a Factoring Proposal

by Renee Tyack

In considering a factoring proposal, it is important to understand the following aspects.

August 30, 2021

FICO Scores and COVID-19 in the United States

by Mark S. Mandula

Over the past ten years, I have analyzes the importance of small to medium-sized enterprises (SMEs) and its owners to understand how a personal credit score [commonly referred to as FICO score] can make an enormous difference on the availability of financing businesses. FICO scores are used by banks, lenders and funders when performing due […]

August 17, 2021

Florida Finance Firm Analyzes Nation’s Factoring Industry in New Report

by ucfunding

SAINT PETERSBURG, Fla. (August 17, 2021) – Newly published data confirms that the United States’ total factoring volume dropped significantly in 2020 according to data in BCR’s World Factoring Yearbook, authored by National Sales Manager Mark Mandula and Communications Specialist Alina Hall of United Capital Funding, a commercial finance firm headquartered in St. Petersburg, Florida. […]

June 22, 2021

B2B Online Payments Are Here to Stay

by Mark S. Mandula

As most of us would agree, the current and lingering COVID-19 pandemic has altered how we live, eat, and pay our bills as consumers and SMEs. It should come therefore as no surprise that commercial banks and others who are in the B2B payment industry are focusing additional time and capital to provide online payments […]

June 17, 2021

3 keys to an effective collection effort

by Renee Tyack

A successful collection effort is an important component of any business. It plays a major role in the revenue cycle; not only do you have to close the sale and provide the product or service, but no transaction is complete until payment is collected. The ability to collect in full and in a timely manner […]

June 8, 2021

What are the Key Differences Between a Bank Loan and Factoring?

by Mark S. Mandula

One of the most common questions we get asked is how does factoring differ from a bank loan or another traditional capital source. This is an excellent question and I will answer this by addressing key differences between the two in the short article. In the simplest sense, the difference between a bank loan and […]

April 6, 2021

A conversation with Fred G. Parrish

by Renee Tyack

This month, I had the pleasure of speaking directly with Fred G. Parrish, founder of The Profit Experts and co-author of The E-Myth Chief Financial Officer: Why Small Businesses Run Out of Money and What to Do About It with Michael E. Gerber. There are those of us who still hold tight to our copy of The E-Myth. For me, it […]