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United Capital Funding converts your unpaid invoices into working capital quickly, giving you more time to grow and manage your business.

We are part of Gulf Coast Bank & Trust Company As a result, we do not rely on capital from outside sources and that gives you lower fees and high quality client service. This is one of the many advantages of our approach and is one of the reasons why our clients are still with us after decades of service. We are the growth factor.


Accounts receivable factoring is a process that turns your accounts receivables into capital by eliminating the waiting period while your invoices are paid. This process work only for businesses with a business-to-business (B2B) or a business-to-government (B2G) model.

This provides businesses with the opportunity to have consistent cash flow for ongoing operations and additional cash reserves to fund growth opportunities. For many businesses, maintaining enough cash can be difficult, especially if a business is young or experiencing rapid growth.

United Capital Funding provides help to these businesses through AR factoring and we can use this process to assess your client's ability to pay (not your ability).

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United Capital Funding is a wholly owned subsidiary of Gulf Coast Bank & Trust Co, an FDIC-insured commercial bank headquartered in New Orleans, Louisiana. As a result, we don't rely on financing from other sources, like most factoring companies do. 

Lower Rates

That means we can offer a wider variety of B2B and B2G client solutions, more funding capacity than traditional factoring companies or brokers, and we can provide lower fees than our competitors. As a result, we are the most value-added firm in the B2B and B2G marketplace today.

United services all industries but specializes in:

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